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What's affecting your credit score?

<br><br> I still have an Eaton’s department store credit card even though there is no where to shop with it. That hasn’t stopped the long-forgotten card from making its way on to my credit report and ultimately affecting my credit score. When contacted by a representative of TransUnion LLC — one of two companies providing credit ratings in Canada, the other being Equifax Inc. — for a story about how to improve credit ratings I decided it would be a good time to check my own score. <br><br>

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I still have an Eaton’s department store credit card even though there is no where to shop with it. That hasn’t stopped the long-forgotten card from making its way on to my credit report and ultimately affecting my credit score. When contacted by a representative of TransUnion LLC — one of two companies providing credit ratings in Canada, the other being Equifax Inc. — for a story about how to improve credit ratings I decided it would be a good time to check my own score.